Expenses for economy-class transportation for one person accompanying an evacuated/repatriated plan holder
|With ADAPT, you get full access to a comprehensive range of benefits. Then if you don’t have to claim, your net cost will end up being less than a competing health insurance scheme’s “hospitalization-only” policy. Thus, you get the best of both with ADAPT; Full and complete coverage when you need it, and Cash-back Savings when you don’t.|
Hospital Room & Board, Nursing Care, Operating Theater Fees, Intensive Care, Diagnostic Procedures, Surgeons & Anesthetists Fees, Prescribed Drugs & Dressings, Physician’s & Specialist’s Fees, Radiology, Pathology, Physiotherapy, Outpatient Surgery, Daycare Treatment, Ancillary Charges, Home Nursing Care, Local Ambulance Services.
Physician’s & Specialist’s Office Visits, Emergency Room & Trauma Ward Treatment, Prescribed Drugs & Dressings, Diagnostic Services, Pathology, Radiology, Chemotherapy & Physiotherapy, when not admitted to a hospital as a registered inpatient.
Acupuncture, Chiropractic, Homeopathy, and Osteopathy
US$500.00 Per Annum
Commencement of Dental coverage is subject to submission by the Planholder of proof of an initial, self-funded dental checkup and repair of any pre-existing dental problems, on the form we provide. To maintain your Dental coverage, proof of a self-funded dental checkup is required at least once per 12 months thereafter.
Medical services, which in the opinion of the Health Plan administrator would be best provided through the ADAPT internationally-accredited preferred provider network overseas, in which case the following benefits shall be paid:
Evacuation and Repatriation
Replacement of income lost during a period of physical incapacitation due to incapacitating bodily injury or physical illness requiring admittance and confinement to a medical hospital, with compensation payable from the 30th day of incapacitation, continuing until the earlier of either: (a) declared fit to resume light occupation duties, or (b) the maximum period of time as stated in the Policy Endorsement. Compensation is payable up to:
US$2,500.00 per month, for up to 3 months.
Accident & Disability Cash
If a Planholder sustains an Accident which solely and independently of any other causes, results in a) Death b) Major impediment c) Permanent Total Disablement or d) Minor Impediment of the Planholder, the Planholder or the estate of the Planholder (in the event of death of a Planholder) will receive cash compensation of up to US$25,000.00, in accordance with details stated in the Health plan wording.
Compassionate Home Travel
In the event an immediate family member of a Plan holder under the age of 65 years suffers a sudden and unexpected life-threatening physical illness or accidental bodily injury and as a result of which is placed on a critical list, or subsequently dies, the Plan holder will be compensated with either:
(a) An economy class return travel air ticket to the home country.
(b) The equivalent cost of the required air ticket.
Subject to arranging air tickets through the Health Plan administrators.
Overseas Travel Insurance
Healthcare benefits in the course of overseas travel, as well as cover for
Travel Insurance coverage is subject to informing the Health Plan administrators of the dates and destination country(s) of your overseas travel prior to your departure from your country of residence.
ADAPT Planholders have use of a free, secure, encrypted online medical record, which can be used for recording personal health details.
Worldwide Assistance & Support 24/7/365
Wherever in the world you may be, you can contact us around the clock by phone or email whenever you need any assistance.Overall Limit: US$250,000.00
This limit can be increased, if required, subject to payment of additional premium.
The Table of Benefits above should be read in conjunction with, and is subject to the terms, conditions, and exclusions as stated in the Health Plan Wording.